Mortgage Protection

Home Insurance

Having buildings insurance is often a condition of your mortgage, and you never know when your home and its contents may be damaged, stolen or need repair.

There are two different types of home insurance:

• Buildings insurance covers the structure and any permanent fixtures and fittings, i.e. kitchens and bathrooms
• Contents insurance covers the belongings you keep in your home, i.e. furniture, TVs, personal belongings and some types of flooring including carpets

You can buy both types of insurance separately or as a joint policy from one insurance company.

At New Mortgage Solutions we have access to 5-star Defaqto Building Insurance products and can help you find both Buildings Insurance and Content Insurance, to ensure you are protected against any unpleasant surprises.

Mortgage Cover

Taking out mortgage cover is so important. Many people take the view that nothing will happen to them but the sad reality is that many children lose a parent before they grow up.

As part of our commitment to making your mortgage experience as stress-free as possible, mortgage cover is something we take very seriously.

In the unfortunate event that you or your partner become too sick to work, are injured, or die, you want to have peace of mind that you or your family will be able to make your mortgage repayments.

We treat protection as a priority and help you to understand the policies that are best suited to you.

We can talk you through the various policies including Life Cover, Critical Illness Cover, Income Protection and Accident, Sickness and Unemployment (ASU)* and can help you find the right policies for you and your family, at competitive rates and within your budget.

*There are other providers of Payment Protection Insurance and other products designed to protect you against loss of income. For impartial information about insurance, please visit the website at www.moneyadviceservice.org.uk.