020 8295 2935
OUR REMORTGAGE BROKERS CAN GET YOU THE RIGHT DEAL
Looking to reduce that interest rate? Want a fixed option so the payments aren’t a surprise? A remortgage of your property can do that and much more besides. But the right mortgage option is key and that’s where our team at New Mortgage Solutions can make all the difference. We have the knowledge and expertise to always help you find the most suitable mortgage rate. Get in touch for a free initial consultation or use our form to arrange a call back.
Some forms of Buy to Let Mortgages/Commercial Mortgages are not regulated by the Financial Conduct Authority.
Think carefully about securing other debts against your home or property. Your home or property may be repossessed if you do not keep up repayments on a mortgage or other debt secured on it.
There may be a fee for mortgage advice. The exact amount may depend on your circumstances.
New Mortgage Solutions Ltd is is an appointed representative of The Right Mortgage Ltd, which is authorised and regulated by the Financial Conduct Authority.
The Right Mortgage Ltd, Registered address: St Johns Court, 70 St Johns Close, Knowle, Solihull, B93 0NH. Registered in England & Wales. Company No. 08130498.
WHAT IS REMORTGAGING?
Remortgaging your property involves the replacement of your existing mortgage for a new one. It could well be the best financial decision for you, depending on what you’re looking to do, and our brokers at New Mortgage Solutions will be happy to discuss it with you. We’ve got access to a number of different lenders, not to mention exclusive rates that you won’t find on the high street. Whether you’re nearing the end of your current mortgage term, are worried that your existing mortgage isn’t right for you, want to release funds for some home improvement work – or anything in between – we can source the right mortgage deal for your needs. It all begins with our free initial consultation.
SO HOW DO WE GO ABOUT THIS?
We’ll discuss what you’re looking to do at the initial consultation and ask questions about your circumstances that can help guide us when it comes to finding a suitable mortgage deal. Subject to agreement, we’ll then arrange a follow-up appointment and begin our search for that perfect mortgage option.
Once we have a mortgage deal for you, we’ll look to secure a DIP from the lender that basically cements the loan they’re willing to make, subject to a valuation of the property.
Then we start with the application. We’ll need all the right documents for the lender to review (we’ll list out what’s needed, so don’t worry) and we’ll go through it all and make sure everything’s in order.
The lender then checks all this information and arranges an independent valuation of the property.
If everything checks out, the lender will offer a mortgage. This is when the solicitor enters the fray and sorts out all the paperwork so you can move to the new mortgage.
The process is then completed and money is pulled to clear the outstanding balance.
WHY CHOOSE US?
Trust us to take care of everything
You’ll get a mortgage deal that meets your needs, without the headaches or the hours and hours chasing lenders.
Enviable reputation
With a steady 5/5 rating on Facebook, Google and Yell, from over 150 reviews, you’re not working with a rookie.
Expert service and advice
You’ll have over 30 years of sector experience to call upon, a satisfaction guarantee and FCA accountability.
WHY REMORTGAGE?
Remortgaging can be a sensible financial decision depending on your circumstances. A new mortgage, for example, may mean lower mortgage payments than what you’re currently paying. You might want to take some money out to help with improvements to your property (which may well pay for itself when it comes to any new market valuation). It’s also an effective way of raising funds if you’re looking to pay off some debt or alleviate the effects of any change in your financial situation. Whatever your reasons for considering a remortgage, we’ll be happy to discuss them in that free initial consultation so that you’re fully informed.
Gregg managed the process of securing a new deal after our two year plan was expiring. He was friendly, attentive and extremely knowledgeable when it came to the lenders and market. We managed to obtain a great deal with minimal fuss. Highest possible praise for Gregg and team. Thank you.
James Miller (Google review)
Francis and his team were so helpful when we recently remortgaged our property. Francis is very knowledgeable, down to earth and honest which was greatly appreciated. I highly recommend New Mortgage Solutions.
Dawn Dullaway (Google review)
I've been using New Mortgage Solutions for years - first for my initial mortgage application and then for each subsequent remortgage. Francis always strives to get us the best deal and has been very helpful in terms of advice on what type of mortgage would best suit, answering questions about the market and on one occasion even walking me through an online application. The office staff take the headache out of dealing with lenders and solicitors, making sure milestones are hit and chasing up parties when need be. I always recommend my friends to speak to Francis first when thinking about a mortgage. I can’t rate him highly enough.
