Get the right mortgage for your needs with New Mortgage Solutions - mortgage advisers based out of Chislehurst and serving the Kent region. Enquire now. Home: Welcome Find Out How OUR MORTGAGE ADVISERS CAN FIND YOU THE RIGHT DEAL Are you investing in an existing or new home? Then you need a mortgage deal that works for you and your situation. New Mortgage Solutions can find you that deal. We have the knowledge and expertise to always help you find the most suitable mortgage rate. Get in touch for a FREE initial consultation or complete the form alongside and we’ll get back in touch with you!! 5* REVIEWS Home: Infographics WHY CHOOSE US? Trust us to take care of everything You’ll get a mortgage deal that meets your needs, without the headaches or the hours and hours chasing lenders. Enviable reputation With a steady 5/5 rating on Facebook, Google and Yell, from over 150 reviews, you’re not working with a rookie. Expert service and advice You’ll have over 35 years of sector experience to call upon, a satisfaction guarantee and FCA accountability. FIRST TIME BUYER It’s a learning curve, but we’re here to guide you through. First time buyer MOVING HOUSE If you’re moving house, we can find you the right mortgage. Moving house REMORTGAGING Whatever your reasons, we can find a mortgage deal to suit. Remortgaging BUY TO LET If you’re buying to let, you’ll need the right mortgage to do so. Buy to let OTHER MORTGAGE? There are plenty of options, ranging from eco mortgages to holiday lets. Other mortgages NEED A TALK? Every initial consultation is absolutely FREE, so why not get in touch? Contact us ABOUT NEW MORTGAGE SOLUTIONS Your friendly, professional mortgage broker No matter how complex or unusual your situation, New Mortgage Solutions can usually find a mortgage deal that works for you. We’ll get surveys in place, outline the legal considerations, liaise with solicitors and estate agents. And given how comprehensive our contacts are in the lending world, we know exactly how to find the right deal with the right lender so that you’re not having to spend hours and hours chasing the right option. Time at a premium? It’s why we’re often open late so you can give us a call when it suits you. We’re even available on a Sunday by appointment if that’s better for you. Every initial consultation is free, so it’s well worth sounding us out about your situation. But why us? Well – we’ve got the right people in place, all fully qualified. Some members have over three decades of sector experience. We’re a member of the Financial Conduct Authority too and - if you need a second opinion - why not take a look at some reviews by our past clients? Home: About Home: Video Home: HTML Embed Francis, Luke, Lynne and the rest of the team were incredible! So helpful at every stage and explained everything to us really clearly. We felt really looked after and couldn’t recommend them highly enough. Wanostrocht (Yell review) We were recommended New Mortgage Solutions by a friend and we are extremely glad they did. Our experience couldn’t have been better! Francis and his team went above and beyond to assist me and my fiancé on the purchase of our new home. The whole process was made easier and understandable with clear communication and assistance at every step of the way from Francis. We couldn’t recommend them highly enough. Stuart Cook (Google review) I feel I could trust New Mortgage Solutions with my life! Really appreciate all the help they’ve given us recently and will continue to use them for future purposes too. Very professional and great at what they do! Thank you! Nyisha Meek (Facebook review) Home: Testimonials WE TAKE THE STRESS AND HARD WORK OUT OF MORTGAGES Whether you are a first-time buyer, moving up the property ladder or buying as an investment, we can look for the mortgage that is right for you and help you through the process from start to finish. We will liaise with the relevant parties, speaking to estate agents, solicitors, lenders and surveyors on your behalf. We will help you with the mortgage application forms, making what can be a daunting process as simple as possible. And we keep in touch with you throughout so that you know what is happening every step of the way. As a mortgage broker, we’re able to offer products from a comprehensive range of mortgages across the market, with competitive and often exclusive interest rates. We specialise in the following: First Time Buyers Contract workers Remortgaging Buy-To-Let and Let-To-Buy Commercial Mortgages Large Loans Expat Mortgages Once we’ve helped you find the right mortgage, we can then look for the right personal and home protection for you and your family. Insurance protection is something that most people don’t think about, but as part of our commitment to making your mortgage experience as stress-free as possible it is something we take very seriously. In the unfortunate event that you or your partner become too sick to be able to work, you want to have peace of mind that you will be able to make your mortgage repayments. We treat protection as a priority, and help you to understand the policies that are best suited to you. Should you have a need for a commercial mortgage, conveyancing solicitor, homebuyer or structural survey you will be referred to a third party provider. Neither New Mortgage Solutions Ltd nor The Right Mortgage Ltd is responsible for any advice provided by a third party. Think carefully about securing other debts against your home or property. Your home or property may be repossessed if you do not keep up repayments on a mortgage or other debt secured on it. Some forms of Buy to Let Mortgages/Commercial Mortgages are not regulated by the Financial Conduct Authority. How much stamp duty will I pay? Anchor 1 Home: Price Quote FOR A FREE INITIAL CONSULTATION, CALL NOW ON 020 8295 2935 Mail

Trust the professionals to guide you through the Equity Release process at New Mortgage Solutions in Chislehurst. Kent area covered, highly rated team. Home: Welcome The process Benefits Feedback! WHAT IS EQUITY RELEASE? Equity Release allows homeowners who are aged 55 and above to release tax-free money from the value of their own home. How much you can release is dependent on you age and the value of your house. Dependent on the scheme you choose, the money can be given to you in one lump sum, or in smaller amounts over a period of time. If you are aged 55 or over and are considering later life lending options, Equity Release could be an ideal solution for you. Need a specialist mortgage? EQUITY RELEASE SCHEMES TO SUIT INDIVIDUAL REQUIREMENTS Are you over 55 and looking to release cash from the value of your own home? Choosing the right options for you can be difficult, that's where our team at New Mortgage Solutions can make all the difference. We have the knowledge and expertise to guide you through the entire process. Get in touch for a free initial consultation or use our form to arrange a call back. Get in touch 5* REVIEWS Find Out How ASK ABOUT A MORTGAGE How will you be using your property? Please select the answer that suits your situation Please select a suitable date to call you back Please select a suitable time to call you back 09:00 09:15 09:30 09:45 10:00 10:15 10:30 10:45 11:00 11:15 11:30 11:45 12:00 12:15 12:30 12:45 13:00 13:15 13:30 13:45 14:00 14:15 14:30 14:45 15:00 15:15 15:30 15:45 16:00 16:15 16:30 16:45 17:00 17:15 14:30 Name Email Phone Data Protection Declaration. New Mortgage Solutions and The Right Mortgage Network will process all information in accordance with the Data Protection Act 1998 and it will be treated as private and confidential now and in the future. The only exceptions to this will be when the law requires us to disclose information or, with your consent, where disclosure is necessary when arranging or servicing your mortgage or protection contracts. To fulfil our regulatory obligations, we will retain copies of your records for no longer than is necessary or for the duration of any contract you may enter into. You have the right to inspect these records at any time. I have read, understood and agree to the Data Protection Declaration Our Future Relationship. Our ongoing business relationship with you is important and we would like to be able to contact you by telephone, post or email from time to time to review your mortgage and associated protection product arrangements and introduce other services that may be of interest to you from ourselves or our associated companies. To fulfil our regulatory obligations, we will retain copies of your records for no longer than is necessary or for the duration of any contract you may enter into. You have the right to inspect these records at any time. I agree to further contact as described above in Our Future Relationship Submit Thanks for submitting! Process SO HOW DO WE GO ABOUT THIS? We’ll discuss what you’re looking to do at the initial consultation and ask questions about your circumstances that can help guide us when it comes to finding a suitable equity release scheme. Subject to agreement, we’ll then arrange a follow-up appointment and begin our search based on your specific requirements. You will borrow a percentage up to the value of your own home from a lender. You will still have full ownership of your own home but will have a loan against it. Then we start with the application. We’ll need all the right documents for the lender to review (we’ll list out what’s needed, so don’t worry) and we’ll go through it all and make sure everything’s in order. The lender then checks through all of this information. If everything checks out, the lender will offer you a scheme, which we will review together. Remortgaging? The process Home: Infographics WHY CHOOSE US? Trust us to take care of everything You’ll get a mortgage deal that meets your needs, without the headaches or the hours and hours chasing lenders. Enviable reputation With a steady 5/5 rating on Facebook, Google and Yell, from over 150 reviews, you’re not working with a rookie. Expert service and advice You’ll have over 30 years of sector experience to call upon, a satisfaction guarantee and FCA accountability. WHY CHOOSE EQUITY RELEASE? Equity Release can be a sensible financial decision depending on your circumstances. Equity Release is usually available for those who are 55 or over. You can claim your money in one lump sum or choose to receive smaller amounts over a period of time. Some reasons people decide to take out an Equity Release scheme may include: to provide some extra cash for retirement make important changes to your house as you get older help your family to buy their own home pay off loans for travelling plans Whatever your reasons for considering Equity Release, we’ll be happy to discuss them in that free initial consultation so that you’re fully informed. Benefits Gregg managed the process of securing a new deal after our two year plan was expiring. He was friendly, attentive and extremely knowledgeable when it came to the lenders and market. We managed to obtain a great deal with minimal fuss. Highest possible praise for Gregg and team. Thank you. James Miller (Google review) Francis and his team were so helpful when we recently remortgaged our property. Francis is very knowledgeable, down to earth and honest which was greatly appreciated. I highly recommend New Mortgage Solutions. Dawn Dullaway (Google review) I've been using New Mortgage Solutions for years - first for my initial mortgage application and then for each subsequent remortgage. Francis always strives to get us the best deal and has been very helpful in terms of advice on what type of mortgage would best suit, answering questions about the market and on one occasion even walking me through an online application. The office staff take the headache out of dealing with lenders and solicitors, making sure milestones are hit and chasing up parties when need be. I always recommend my friends to speak to Francis first when thinking about a mortgage. I can’t rate him highly enough. Andrew Gerrity (Google review) Home: Testimonials NEW MORTGAGE SOLUTIONS ARE PROUD TO OFFER YOU A NO-QUIBBLE MONEY-BACK GUARANTEE. IF YOU'RE NOT HAPPY THEN NEITHER ARE WE! YOUR SATISFACTION IS GUARANTEED. FOR A FREE INITIAL CONSULTATION, CALL NOW ON 020 8295 2935 Home: Price Quote Mail

Unlock some money from your property with help from our remortgage brokers at New Mortgage Solutions in Chislehurst. Kent area covered, highly rated team. Home: Welcome Find Out How OUR REMORTGAGE BROKERS CAN GET YOU THE RIGHT DEAL Looking to reduce that interest rate? Want a fixed option so the payments aren’t a surprise? A remortgage of your property can do that and much more besides. But the right mortgage option is key and that’s where our team at New Mortgage Solutions can make all the difference. We have the knowledge and expertise to always help you find the most suitable mortgage rate. Get in touch for a free initial consultation or use our form to arrange a call back. 5* REVIEWS Some forms of Buy to Let Mortgages/Commercial Mortgages are not regulated by the Financial Conduct Authority. Think carefully about securing other debts against your home or property. Your home or property may be repossessed if you do not keep up repayments on a mortgage or other debt secured on it. There may be a fee for mortgage advice. The exact amount may depend on your circumstances. New Mortgage Solutions Ltd is is an appointed representative of The Right Mortgage Ltd, which is authorised and regulated by the Financial Conduct Authority. The Right Mortgage Ltd, Registered address: St Johns Court, 70 St Johns Close, Knowle, Solihull, B93 0NH. Registered in England & Wales. Company No. 08130498. The process Benefits Feedback! WHAT IS REMORTGAGING? Remortgaging your property involves the replacement of your existing mortgage for a new one. It could well be the best financial decision for you, depending on what you’re looking to do, and our brokers at New Mortgage Solutions will be happy to discuss it with you. We’ve got access to a number of different lenders, not to mention exclusive rates that you won’t find on the high street. Whether you’re nearing the end of your current mortgage term, are worried that your existing mortgage isn’t right for you, want to release funds for some home improvement work – or anything in between – we can source the right mortgage deal for your needs. It all begins with our free initial consultation. Need a specialist mortgage? SO HOW DO WE GO ABOUT THIS? We’ll discuss what you’re looking to do at the initial consultation and ask questions about your circumstances that can help guide us when it comes to finding a suitable mortgage deal. Subject to agreement, we’ll then arrange a follow-up appointment and begin our search for that perfect mortgage option. Once we have a mortgage deal for you, we’ll look to secure a DIP from the lender that basically cements the loan they’re willing to make, subject to a valuation of the property. Then we start with the application. We’ll need all the right documents for the lender to review (we’ll list out what’s needed, so don’t worry) and we’ll go through it all and make sure everything’s in order. The lender then checks all this information and arranges an independent valuation of the property. If everything checks out, the lender will offer a mortgage. This is when the solicitor enters the fray and sorts out all the paperwork so you can move to the new mortgage. The process is then completed and money is pulled to clear the outstanding balance. Moving house? The process Home: Infographics WHY CHOOSE US? Trust us to take care of everything You’ll get a mortgage deal that meets your needs, without the headaches or the hours and hours chasing lenders. Enviable reputation With a steady 5/5 rating on Facebook, Google and Yell, from over 150 reviews, you’re not working with a rookie. Expert service and advice You’ll have over 30 years of sector experience to call upon, a satisfaction guarantee and FCA accountability. WHY REMORTGAGE? Remortgaging can be a sensible financial decision depending on your circumstances. A new mortgage, for example, may mean lower mortgage payments than what you’re currently paying. You might want to take some money out to help with improvements to your property (which may well pay for itself when it comes to any new market valuation). It’s also an effective way of raising funds if you’re looking to pay off some debt or alleviate the effects of any change in your financial situation. Whatever your reasons for considering a remortgage, we’ll be happy to discuss them in that free initial consultation so that you’re fully informed. Gregg managed the process of securing a new deal after our two year plan was expiring. He was friendly, attentive and extremely knowledgeable when it came to the lenders and market. We managed to obtain a great deal with minimal fuss. Highest possible praise for Gregg and team. Thank you. James Miller (Google review) Francis and his team were so helpful when we recently remortgaged our property. Francis is very knowledgeable, down to earth and honest which was greatly appreciated. I highly recommend New Mortgage Solutions. Dawn Dullaway (Google review) I've been using New Mortgage Solutions for years - first for my initial mortgage application and then for each subsequent remortgage. Francis always strives to get us the best deal and has been very helpful in terms of advice on what type of mortgage would best suit, answering questions about the market and on one occasion even walking me through an online application. The office staff take the headache out of dealing with lenders and solicitors, making sure milestones are hit and chasing up parties when need be. I always recommend my friends to speak to Francis first when thinking about a mortgage. I can’t rate him highly enough. Andrew Gerrity (Google review) Home: Testimonials FOR A FREE INITIAL CONSULTATION, CALL NOW ON 020 8295 2935 Home: Price Quote Mail

Get the right mortgage for your needs with New Mortgage Solutions - mortgage advisers based out of Chislehurst and serving the Kent region. Enquire now. Home: Welcome 5* REVIEWS Home: Infographics WHY CHOOSE US? Trust us to take care of everything You’ll get a mortgage deal that meets your needs, without the headaches or the hours and hours chasing lenders. Expert service and advice You’ll have over 35 years of sector experience to call upon, a satisfaction guarantee and FCA accountability. FIRST TIME BUYER It’s a learning curve, but we’re here to guide you through. First time buyer MOVING HOUSE If you’re moving house, we can find you the right mortgage. Moving house REMORTGAGING Whatever your reasons, we can find a mortgage deal to suit. Remortgaging BUY TO LET If you’re buying to let, you’ll need the right mortgage to do so. Buy to let OTHER MORTGAGE? There are plenty of options, ranging from eco mortgages to holiday lets. Other mortgages NEED A TALK? Every initial consultation is absolutely FREE, so why not get in touch? Contact us Home: Our Services ABOUT NEW MORTGAGE SOLUTIONS Your friendly, professional mortgage broker No matter how complex or unusual your situation, New Mortgage Solutions can usually find a mortgage deal that works for you. We’ll get surveys in place, outline the legal considerations, liaise with solicitors and estate agents. And given how comprehensive our contacts are in the lending world, we know exactly how to find the right deal with the right lender so that you’re not having to spend hours and hours chasing the right option. Time at a premium? It’s why we’re often open late so you can give us a call when it suits you. We’re even available on a Sunday by appointment if that’s better for you. Every initial consultation is free, so it’s well worth sounding us out about your situation. But why us? Well – we’ve got the right people in place, all fully qualified. Some members have over three decades of sector experience. We’re a member of the Financial Conduct Authority too and - if you need a second opinion - why not take a look at some reviews by our past clients? Home: About Home: Video Home: HTML Embed Francis, Luke, Lynn and the rest of the team were incredible! So helpful at every stage and explained everything to us really clearly. We felt really looked after and couldn’t recommend them highly enough. Wanostrocht (Yell review) We were recommended New Mortgage Solutions by a friend and we are extremely glad they did. Our experience couldn’t have been better! Francis and his team went above and beyond to assist me and my fiancé on the purchase of our new home. The whole process was made easier and understandable with clear communication and assistance at every step of the way from Francis. We couldn’t recommend them highly enough. Stuart Cook (Google review) I feel I could trust New Mortgage Solutions with my life! Really appreciate all the help they’ve given us recently and will continue to use them for future purposes too. Very professional and great at what they do! Thank you! Nyisha Meek (Facebook review) Home: Testimonials WE TAKE THE STRESS AND HARD WORK OUT OF MORTGAGES Whether you are a first-time buyer, moving up the property ladder or buying as an investment, we can look for the mortgage that is right for you and help you through the process from start to finish. We will liaise with the relevant parties, speaking to estate agents, solicitors, lenders and surveyors on your behalf. We will help you with the mortgage application forms, making what can be a daunting process as simple as possible. And we keep in touch with you throughout so that you know what is happening every step of the way. As a mortgage broker, we’re able to offer products from a comprehensive range of mortgages across the market, with competitive and often exclusive interest rates. We specialise in the following: First Time Buyers Contract workers Remortgaging Buy-To-Let and Let-To-Buy Commercial Mortgages Large Loans Expat Mortgages Once we’ve helped you find the right mortgage, we can then look for the right personal and home protection for you and your family. Insurance protection is something that most people don’t think about, but as part of our commitment to making your mortgage experience as stress-free as possible it is something we take very seriously. In the unfortunate event that you or your partner become too sick to be able to work, you want to have peace of mind that you will be able to make your mortgage repayments. We treat protection as a priority, and help you to understand the policies that are best suited to you. Should you have a need for a commercial mortgage, conveyancing solicitor, homebuyer or structural survey you will be referred to a third party provider. Neither New Mortgage Solutions Ltd nor The Right Mortgage Ltd is responsible for any advice provided by a third party. Think carefully about securing other debts against your home or property. Your home or property may be repossessed if you do not keep up repayments on a mortgage or other debt secured on it. Some forms of Buy to Let Mortgages/Commercial Mortgages are not regulated by the Financial Conduct Authority. Anchor 1 Home: Price Quote FOR A FREE INITIAL CONSULTATION, CALL NOW ON 020 8295 2935 Mail

Secure a moving home mortgage with help from New Mortgage Solutions, Chislehurst. Kent area covered, comprehensive range of mortgages available, enquire. Home: Welcome Find Out How NEED A MOVING HOME MORTGAGE? Time to upsize? Downsize? Whatever the reason for that new home, you need a mortgage option in place before moving forward. New Mortgage Solutions can find it for you. We have the knowledge and expertise to always help you find the most suitable mortgage rate. Enquire now for a free consultation or alternatively complete the form and we’ll arrange a call back. 5* REVIEWS Some forms of Buy to Let Mortgages/Commercial Mortgages are not regulated by the Financial Conduct Authority. Think carefully about securing other debts against your home or property. Your home or property may be repossessed if you do not keep up repayments on a mortgage or other debt secured on it. There may be a fee for mortgage advice. The exact amount may depend on your circumstances. New Mortgage Solutions Ltd is is an appointed representative of The Right Mortgage Ltd, which is authorised and regulated by the Financial Conduct Authority. The Right Mortgage Ltd, Registered address: St Johns Court, 70 St Johns Close, Knowle, Solihull, B93 0NH. Registered in England & Wales. Company No. 08130498. The process Why us? Feedback! SO WHAT ARE THE STEPS TO BUYING A HOME? It all starts with a consultation with our brokers. We ask all the right questions so we can go and find the right buy to let deal for your situation. At that same consultation, we’ll also book in a follow-up so we can discuss what we’ve found. If you’re happy with what we’ve come up with, we’ll then go about securing what is known as a Decision in Principle, or DIP for short. This is just a promise from your chosen lender to give you the mortgage you need as long as the information is accurate and the property value is reasonable. Now is when the fun part starts because you’re now in a position to make an offer. And you’re on solid ground too because you’ve got that DIP in place. Why is that good? Because it shows that you mean business. After identifying your ideal home and submitting an offer, the next step involves forwarding all pertinent details to the lender for their review. We will ensure that the application is thoroughly prepared and that all necessary documents are in order. Now is when the legal considerations kick in. We can recommend a good conveyancing solicitor to draft up the contracts and sort out the purchase. It’s at this point that you’ll need to sort out buildings insurance too. The culmination of all that work is this moment: when you exchange contracts, the deposit is paid and the property is yours. Be aware though that this is often the point of no return. If you exchange contracts and then decide to pull out afterwards, you will lose your deposit. Remortgaging? The process Home: Infographics WHY CHOOSE US? Trust us to take care of everything You’ll get a mortgage deal that meets your needs, without the headaches or the hours and hours chasing lenders. Enviable reputation With a steady 5/5 rating on Facebook, Google and Yell, from over 150 reviews, you’re not working with a rookie. Expert service and advice You’ll have over 30 years of sector experience to call upon, a satisfaction guarantee and FCA accountability. WHAT FEES MIGHT BE INVOLVED? Stamp duty Mortgage valuation Solicitor fees Home insurance Brokerage fee Product fee Early repayment charges Lender's arrangement fee Booking fee Need a special mortgage? Calculate your monthly payments Over the last year, Gregg has helped me go from a shared ownership scheme, to owning my flat and now onto a house! They have spotted things that have saved me a fortune and got me a great deal on my new mortgage. Been very responsive and helpful throughout the process. NMS have been worth every penny and will use them again and will recommend them to everyone I know who is looking to move house. Thanks New Mortgage Solutions! Jamie Hellier (Google review) My wife and I were delighted with Gregg and his team's service at New Mortgage Solutions. Gregg gave us a complete detailed explanation of what was available to us and was able to find the exact product we wanted. We never felt rushed and found Gregg to be knowledgeable and friendly. Gregg kept us updated regularly. The outstanding mortgage we now have is not one we could have found ourselves. We would recommend New Mortgage Solutions to friends and family. DavidE-862238 (Yell.com review) I have been working with New Mortgage Solutions Ltd for many years and over these years they have secured me new mortgages at the best rates with the best advice. They take care to manage the whole process for you. Their overall service is excellent and I personally would not use anyone else. I highly recommend New Mortgage Solutions Ltd. SuthanS-3 (Yell.com review) Home: Testimonials FOR A FREE INITIAL CONSULTATION, CALL NOW ON 020 8295 2935 Home: Price Quote Mail

Get the right first time buyer mortgage for your needs with New Mortgage Solutions, Chislehurst. 30 years' in the sector, 5/5 rated, FCA-regulated. Home: Welcome Find Out How FIND THE RIGHT FIRST TIME BUYER MORTGAGE Stable income? Deposit in place? Are you ready for the responsibility? Then it’s the right time. But you’re going to need a mortgage. And it needs to be the right type of mortgage. New Mortgage Solutions can help you find it and set you on your way. We have the knowledge and expertise to always help you find the most suitable mortgage rate The initial consultation is free, so why not get in touch? 5* REVIEWS Some forms of Buy to Let Mortgages/Commercial Mortgages are not regulated by the Financial Conduct Authority. Think carefully about securing other debts against your home or property. Your home or property may be repossessed if you do not keep up repayments on a mortgage or other debt secured on it. There may be a fee for mortgage advice. The exact amount may depend on your circumstances. New Mortgage Solutions Ltd is is an appointed representative of The Right Mortgage Ltd, which is authorised and regulated by the Financial Conduct Authority. The Right Mortgage Ltd, Registered address: St Johns Court, 70 St Johns Close, Knowle, Solihull, B93 0NH. Registered in England & Wales. Company No. 08130498. The process Why us? Feedback! How much could you borrow? THE FIRST STEP IS ALWAYS THE MORTGAGE With New Mortgage Solutions, you’ve got access to a comprehensive range of mortgages. And as an established broker with 34 years in the sector, we’ve also got exclusive rates that you won’t be able to find on the high street. Unique situation? Are you taking a mortgage out with some friends? Your parents? Whatever the situation, we can come up with a mortgage option that’s ideal for your circumstances. And don’t worry about the slog either. When it comes to liaising with estate agents and solicitors, we’ll do all that on your behalf, while keeping you up-to-date with the progress. We’ll even organise the building surveyor and assist with the application. It’s a complete solution with one end goal: you and set of sparkling keys for that shiny new home. Need a special mortgage? Home: Infographics SO WHAT ARE THE STEPS TO BUYING A HOME? It all starts with a consultation with our brokers. We ask all the right questions so we can go and find the right deal for your situation. At that same consultation, we’ll also book in a follow-up so we can discuss what we’ve found. If you’re happy with what we’ve come up with, we’ll then go about securing what is known as a Decision in Principle, or DIP for short. This is just a promise from your chosen lender to give you the mortgage you need as long as the information is accurate and the property value is reasonable. Now is when the fun part starts because you’re now in a position to make an offer. And you’re on solid ground too because you’ve got that DIP in place. Why is that good? Because it shows that you mean business. After identifying your ideal home and submitting an offer, the next step involves forwarding all pertinent details to the lender for their review. We will ensure that the application is thoroughly prepared and that all necessary documents are in order. Now is when the legal considerations kick in. We can recommend a good conveyancing solicitor to draft up the contracts and sort out the purchase. It’s at this point that you’ll need to sort out buildings insurance too. The culmination of all that work is this moment: when you exchange contracts, the deposit is paid and the property is yours. Be aware though that this is often the point of no return. If you exchange contracts and then decide to pull out afterwards, you will lose your deposit. Are you looking to let? The process Rates at a glance WHY CHOOSE US? Trust us to take care of everything You’ll get a mortgage deal that meets your needs, without the headaches or the hours and hours chasing lenders. Enviable reputation With a steady 5/5 rating on Facebook, Google and Yell, from over 150 reviews, you’re not working with a rookie. Expert service and advice You’ll have over 30 years of sector experience to call upon, a satisfaction guarantee and FCA accountability. Couldn't have wished to have had anyone else but Mortgage Solutions help me get on the ladder with my first property. They supported me every step of the way and nothing was too much trouble. Truly grateful for Francis and Gregg - would recommend 100%. Lauren Francis (Google review) As nervous first time buyers, my husband and I got a lot of advice and confidence from Francis's expertise and sound advice. He was patient, thorough and reliable along the process, and he was always there as a sounding board when we didn't know what the next sensible steps were. We will of course be using their services for our remortgage and have recommended them to friends and family. Thank you ever so much for all your help! Adina Uritescu (Google review) Bought my first home with their wonderful help. Incredible personal service that is friendly, transparent and thorough, not to mention that they saved me several magnitudes more than they cost me money-wise, let alone time/energy wise! I also love that I am treated as an appreciated existing client well after the buying process — as such, I've since returned to them for trustworthy advice and reliable insurance products too. Marisa Montaldi (Google review) Home: Testimonials FOR A FREE INITIAL CONSULTATION, CALL NOW ON 020 8295 2935 Home: Price Quote Mail

For a range of specialist mortgages, many of which are at exclusive rates, enquire with New Mortgage Solutions in Chislehurst. We cover the Kent area. Home: Welcome Find Out How OUR SPECIALIST MORTGAGE OPTIONS After a mortgage but the circumstances are unusual and you’re not sure which way to turn? That’s where our team of mortgage brokers at New Mortgage Solutions can really help. We’ve access to an extensive network of lenders and that means mortgages ranging from contractor options to leasehold mortgages. We have the knowledge and expertise to always help you find the most suitable mortgage rate. Take a look at the list below and then contact our team for a FREE initial consultation. You can arrange a call back by completing the form. 5* REVIEWS Some forms of Buy to Let Mortgages/Commercial Mortgages are not regulated by the Financial Conduct Authority. Think carefully about securing other debts against your home or property. Your home or property may be repossessed if you do not keep up repayments on a mortgage or other debt secured on it. There may be a fee for mortgage advice. The exact amount may depend on your circumstances. New Mortgage Solutions Ltd is is an appointed representative of The Right Mortgage Ltd, which is authorised and regulated by the Financial Conduct Authority. The Right Mortgage Ltd, Registered address: St Johns Court, 70 St Johns Close, Knowle, Solihull, B93 0NH. Registered in England & Wales. Company No. 08130498. WE’VE ACCESS TO A RANGE OF MORTGATE TYPES: Home: Infographics WHY CHOOSE US? Trust us to take care of everything You’ll get a mortgage deal that meets your needs, without the headaches or the hours and hours chasing lenders. Enviable reputation With a steady 5/5 rating on Facebook, Google and Yell, from over 150 reviews, you’re not working with a rookie. Expert service and advice You’ll have over 30 years of sector experience to call upon, a satisfaction guarantee and FCA accountability. Second-charge Commercial Freelance and self-employed Contractor Offset Let to buy Private bank Interest-only Larger mortgages New build apartment Doctor Director Non-standard construction Second property Airbnb Holiday let Flat Ex-local authority flat Leasehold Timber-framed house Concrete house Eco Repossessed home Maisonette House with subsidence Bungalow Asbestos-affected property Solar panel fitted Japanese knotweed affected property About us We were recommended to see Francis through a friend when buying our first property. I am so glad we went with them, the whole process was made easy, any questions I had about anything move-related they were ready at the end of the phone. The whole team are brilliant, not only has Francis chosen the best mortgage to suit us - Lynn and Joanne organised all of our household insurance, all set up to start the day of exchange. I would recommend them to everyone and will be using them again when we make our next move. Nicole (Google review) Francis and his team are amazing. I've been sending friends to New Mortgage Solutions for years. They've all been incredibly happy with the service. Thanks for your help this time around team! Scott Taylor (Google review) Faultless advice and service from Francis, Jo, Lynne and Luke, which enabled us to obtain the very best rate on our mortgage, contents insurance and life insurance at a time of rising interest rates and cost of living. Fully recommend, and will continue keep in touch with them for go-to support and guidance. David Wingfield (Google review) Home: Testimonials FOR A FREE INITIAL CONSULTATION, CALL NOW ON 020 8295 2935 Home: Price Quote Mail

Get the right mortgage for you with New Mortgage Solutions - established mortgage brokers based out of Chislehurst and covering the region. Call 020 8295 2935. Home: Welcome Find Out How 5/5 rated mortgage brokers across Google, Facebook and Yell Looking to buy that first home ? Are you moving to that next rung on the property ladder? Or maybe you’re looking to join the lucrative rental property market ? Whatever your intentions, the right mortgage is key. And that’s where our team at New Mortgage Solutions can help. We have the knowledge and expertise to always help you find the most suitable mortgage rate. Call to book a FREE initial consultation or complete the form for a call back. GET AN INSTANT QUOTE 5* REVIEWS CONTACT DETAILS Tel: 020 8295 2935 Email: info@newmortgagesolutions.co.uk Address: Kingsley House, 5 High Street, Chislehurst, BR7 5AB Business hours: Monday – Friday:7am - 9pm Saturday -- Sunday: 8am – 6pm Mortgage comparison Mortgage calculators Mail

New Mortgage Solutions have access to a range of buy to let mortgages at exclusive rates through various lenders in Chislehurst and across Kent. Enquire now. Home: Welcome Find Out How YOUR INVESTMENT STARTS WITH A BUY TO LET MORTGAGE The rental market is booming. So if you’ve got a deposit ready and you’re eager to start investing in rental property to help secure your financial future, then a buy to let mortgage is the first thing you need to consider. But how to get the best one for your needs? New Mortgage Solutions can help you there. We have the knowledge and expertise to always help you find the most suitable mortgage rate. For a FREE initial consultation today or complete the form alongside for a call back. 5* REVIEWS Some forms of Buy to Let Mortgages/Commercial Mortgages are not regulated by the Financial Conduct Authority. Think carefully about securing other debts against your home or property. Your home or property may be repossessed if you do not keep up repayments on a mortgage or other debt secured on it. There may be a fee for mortgage advice. The exact amount may depend on your circumstances. New Mortgage Solutions Ltd is is an appointed representative of The Right Mortgage Ltd, which is authorised and regulated by the Financial Conduct Authority. The Right Mortgage Ltd, Registered address: St Johns Court, 70 St Johns Close, Knowle, Solihull, B93 0NH. Registered in England & Wales. Company No. 08130498. Criteria The process Feedback! THERE ARE OPPORTUNITIES TO BE HAD Housing prices continue to rise, which is why the rental market continues to expand. There are opportunities here for the budding investor but you need to get the right mortgage deal first. This is where we come in. With access to all kinds of mortgage options and our promise to manage the whole process from start to end so you don’t have to, we can make the process of finding that mortgage deal easy and fast. And we can even go a step further and help you out with landlord insurance too. Whether it’s a single property you’re looking to take on or multiple properties, we can help you take first step. Buying to own? WHAT’S THE CRITERIA FOR GETTING A BUY TO LET MORTGAGE? Before we start looking at mortgage options, we need to talk about criteria. Lenders have more exacting standards when it comes to offering mortgage deals on buy-to-let properties, the first and primary one being rental income. How much you’re looking to charge on that rental property will be a factor in whether or not the lender offers the right mortgage option. There’s also the deposit. Do you have one? Is it viable? Lenders will also look at your age too and your borrower status. If, for example, you’re just coming out of your teens and you’re a first time buyer, some lenders may have reservations about your ability to keep up with repayments. They’ll also look at where you’re based. If your primary residence is outside of the UK, for example, you may find that some lenders will rule you out. There are also credit and tax issues that need to be considered as well. But that’s where we can make a difference for you. With 35 years in the sector, FCA accountability and an over 225+ 5* reviews across Google, Yell and Facebook, we know that we can find options for you, whatever your circumstances. About us Home: Infographics SO WHAT ARE THE STEPS TO BUYING A PROPERTY TO LET? It all starts with a consultation with our brokers. We ask all the right questions so we can go and find the right buy to let deal for your situation. At that same consultation, we’ll also book in a follow-up so we can discuss what we’ve found. If you’re happy with what we’ve come up with, we’ll then go about securing what is known as a Decision in Principle, or DIP for short. This is just a promise from your chosen lender to give you the mortgage you need as long as the information is accurate and the property value is reasonable. Now is when the fun part starts because you’re now in a position to make an offer. And you’re on solid ground too because you’ve got that DIP in place. Why is that good? Because it shows that you mean business. After identifying your ideal home and submitting an offer, the next step involves forwarding all pertinent details to the lender for their review. We will ensure that the application is thoroughly prepared and that all necessary documents are in order. Now is when the legal considerations kick in. We can recommend a good conveyancing solicitor to draft up the contracts and sort out the purchase. It’s at this point that you’ll need to sort out buildings insurance too. The culmination of all that work is this moment: when you exchange contracts, the deposit is paid and the property is yours. Be aware though that this is often the point of no return. If you exchange contracts and then decide to pull out afterwards, you will lose your deposit. Remortgaging? BTL Maximum Loan WHY CHOOSE US? Trust us to take care of everything You’ll get a mortgage deal that meets your needs, without the headaches or the hours and hours chasing lenders. Enviable reputation With a steady 5/5 rating on Facebook, Google and Yell, from over 150 reviews, you’re not working with a rookie. Expert service and advice You’ll have over 30 years of sector experience to call upon, a satisfaction guarantee and FCA accountability. Just done my 6th mortgage with New Mortgage Solutions. As usual - great service. Offered me the best product after understanding what I needed. The office staff are so attentive, responding to emails within minutes. PaulM-292419 (Yell.com review) I have been working with New Mortgage Solutions Ltd for many years and over these years they have secured me new mortgages at the best rates with the best advice. They take care to manage the whole process for you. Their overall service is excellent and I personally would not use anyone else. I highly recommend New Mortgage Solutions Ltd. SuthanS-3 (Yell.com review) We have used the team at New Mortgage Solutions for a range of services including mortgage renewals and mortgages on a buy to let. In all cases they have been great to work with and have found us the best offers available. Stephen Hampton (Google review) Home: Testimonials FOR A FREE INITIAL CONSULTATION, CALL NOW ON 020 8295 2935 Home: Price Quote Mail